All of those baristas who'll be double-bunking in studio apartments in bunkers around Portland may be in luck. Or they may not:
The website insuranceQuotes.com said Oregon homeowners with poor credit pay an extra $873 a year more for insurance on average, or 156 percent more than their peers with excellent credit.
The disparity in Oregon is the 11th largest in the country.
Being that this is a blurb in The Oregonian, it's unrealistic to expect much in the way of detail, so it's unclear as to whether or not renters are in the same boat; "reporting" there these days consists largely of sending a kid to look at a website and then condense what he or she finds there. Contacting the site managers would be too much work.
My guess: baristas, pay your bills on time! You're going to need a good FICO score to get lower rates on insuring your iPad.